The national Bank proposed to revise the method of calculation.
The NBU has addressed banking associations and agencies with requests to speak out against the proposed innovations, as well as presented for discussion a new method of calculating the liquidity coverage ratio LCR.
The NBU explained his initiative the necessity of bringing the regulations of the state to the requirements of the Basel Committee. It is expected that this will provide a sufficient level of short-term liquidity in the banks for the stable operations and to meet obligations to depositors and creditors.
In General, bankers reacted positively to the innovations of the national Bank, but not without disturbing nuances. There are issues due to the fact that the NBU has set out the procedure for the calculation of the standard, but did not specify which indicators should be considered as sufficient and which will threaten the stability of financial institutions.
As a result, bankers expect that regulatory initiatives will lead to growth of profitability of hryvnia deposits and cost of loans. Deposits in foreign currency will subside stronger.
Bankers also believe that a new method of calculating realistic estimates current liquidity, but the idea of a currency differentiation can reverse the benefits of innovations. The priority for banks will be the compliance with liquidity requirements.
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