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The amount of arrears of Russians on Bank loans has reached a historic high

Объем задолженности россиян по банковским кредитам достиг исторического максимума

The aggregate amount of arrears of Russians on Bank loans has reached a historic high. Writes about this TASS with reference to the report of the world Bank about economy of Russia.

The amount of debt the Agency does not, noting only that the value exceeds the previous high registered in late 2014.

In addition, experts note that over the past five years has changed the structure of the loans: debts on foreign currency loans have almost disappeared, while the share of ruble loans is 99.3%. It also reported an increase in the share of mortgage loans, which reached 42.5% of the total debt of the population.

Earlier it was reported that the amount of debt of potentially insolvent citizens in the third quarter reached a record 39,61 billion.

Experts explain this trend by the fact that borrowers benefit from being recognized as untenable, because in this case, their debts are written off. In addition, the situation is affected by slow income growth and high interest on loans.

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